Welcome to Ojai Community Bank. Our bank is dedicated to making a difference, both to you, the customer, and to the community we serve. At Ojai Community Bank we take pride in providing prompt and professional service to our customers. Our highly experienced bankers take the time to understand your financial requirements and needs. Come by our office in Ojai and experience "real community banking!"
Mission Statement
Ojai Community Bank provides personal service to the people and businesses of the Ojai Valley, meets the credit needs of our market through local decision makers, and strives to achieve maximum value for all involved, as an ethically and socially responsible provider of financial services.
NOTICE OF CHANGES IN TEMPORARY FDIC INSURANCE COVERAGE FOR TRANSACTION ACCOUNTS
All funds in a "noninterest-bearing transaction account" are insured in full by the Federal Deposit Insurance Corporation from December 31, 2010, through December 31, 2012. This temporary unlimited coverage is in addition to, and separate from, the coverage of at least $250,000 available to depositors under the FDIC’s general deposit insurance rules.
The term "noninterest-bearing transaction account" includes a traditional checking account or demand deposit account on which the insured depository institution pays no interest. It also includes Interest on Lawyers Trust Accounts ("IOLTAs"). It does not include other accounts, such as traditional checking or demand deposit accounts that may earn interest, NOW accounts and money-market deposit accounts.
For more information about temporary FDIC insurance coverage of transaction accounts, visit www.fdic.gov.
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