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One Year Anniversary
Ventura Community Bank (a division of Ojai Community Bank)

Ventura Community Bank: We're Open

OCB Voted Best Bank of Ojai 2011
OCB Wins Chamber Community Service
Spirit Award

OCB Voted Best Bank of Ojai 2011
Ojai Community Bank
Voted Best Bank in Ojai: 2010, 2011, 2012, and now 2013.
Thank you Ojai!


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Checking | Savings | Loans | Services


Please review the Terms and Conditions information in our branch for full details on Ojai Community Bank Products and Services.

Local Business Lending

Ojai Community Bank understands the Ventura County market. Our experienced Lending Officers work closely with its borrowers to understand the uniqueness of each client. This attention to customer detail helps us to better tailor loans to fit the customer’s specific needs. The Bank’s local decision-making process provides the necessary formula for extending unrivaled customer service.

Commercial Real Estate Loans
We provide loans for the purchase or refinance of various types of commercial real estate; Mixed-use, retail, office, light industrial, commercial, and mixed-use for owner use or investment. We make the loan process easy and convenient.

  • Purchase or refinance
  • Owner-user or investment
  • Fixed or floating interest rate
  • 25-year amortization
  • Up to 10-year term

Business Lines of Credit – Equipment Financing – Working Capital Loans – Letters of Credit
We offer competitive rates and terms on our business loans that are tailored to meet your specific needs. Lines of credit for temporary cash to support your operation; equipment financing for new or replacement assets; working capital loans for long-term use or business expansion; and letters of credit for your domestic or international transactions.

Construction Loans
We help you to realize your company’s expansion; a new warehouse, offices or your own home. Our construction loans are simple and convenient. The loan disbursement process is managed internally for better customer service.

  • Up to 18 month term
  • Competitive rates and fees
  • Up to 65-70% advance

We are happy to visit you in your office or our nearest branch. Feel free to call or email info@ojaicommunitybank.com. We are here to partner in solutions.

Michele Henson 633-2440

OCB ~ Partnering
in the Community


Ojai Artist in the Lobby:
Kirk Lowry now through December 13th.


September 30, 2014
3rd Quarter 2014
Shareholders Report

August 1, 2014
Eloy Ortega to Lead
Santa Barbara Community Bank

July 3, 2014
OCB Welcomes Annette Hansen

June 30, 2014
2nd Quarter 2014
Shareholders Report

May 8, 2014
OCB Bancorp Declares 5%
Stock Dividend

May 1, 2014
2013 Annual Report

March 31, 2014
1st Quarter 2014
Shareholders Report

David Sabedra joins Ojai Community Bank

April 30, 2014
OCB Bancorp Reports Gains
During First Quarter 2014

November 26, 2013
OCB Hires Scott Gibb as
Commercial Credit Analyst

September 30, 2013
3rd Quarter 2013
Shareholders Report

June 30, 2013
2nd Quarter 2013
Shareholders Report

March 31, 2013
1st Quarter 2013
Shareholders Report

more news >>

Logo-small Ojai Community Bank
402 W. Ojai Ave.
805 646-9909 fax 805 646-9919

Logo-small Santa Paula Community Bank,
a division of Ojai Community Bank
537 W. Harvard Blvd.
phone 805 525-2137 fax 805 525-0766

Logo-small Ventura Community Bank,
a division of Ojai Community Bank
3130 Telegraph Rd.
phone 805 642-9955 fax 805 642-9956

© Ojai Community Bank