Business Services

Merchant Services
In today’s day and age, business owners have to be as competitive as possible and achieve efficiencies to keep cost down. Our Merchant Services card processing allows you flexibility with various types of card acceptance; terminal, phone, internet or even wireless. Let us perform a free review of your current services to see if there is anything to gain. If not, keep your existing provider. If we can make an improvement and you decide to process your transactions with OCB, we will of course assist you to make sure your transition is smooth. Our goal is to help you, not force you to make choices.

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Night Depository
Bank when you want. Even if our bank lobby hours do not match your business banking schedule we can help. We can provide access to our night depository services. It’s free! It is just like the Library drop box and if you regularly have large envelopes, come in and sign out for a key. Then you can drop your deposits off after hours and we will do the work on our side the next time the branch is open. It can be deposits of cash, checks; even loan doc’s if that is more convenient. It is your personal drop off spot.

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Remote Deposit Capture
Business Owners: Remote Deposit lets you deposit your checks into your business account from your own location. No gas, no guilt, no problem.

You can save money and time by electronically depositing your checks, efficiently and securely. A small scanner sits on your desk and links to your internet. Your funds are available sooner without the drive to the branch and you can submit deposits up to 7:30 p.m. PST for same day processing.

We would be happy to come to your location and give you a demonstration.
You will appreciate the savings, both in time and dollars, of Remote Deposit.

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TeleBank
Please review the Terms and Conditions information in our branch for full details on Ojai Community Bank’s Products and Services.

Keep our TeleBank number on speed dial in your cell phone. With the push of a button you can quickly get your balance, and even find which checks have cleared. TeleBank allows you access to your account whether you are in the office, airport, car or burning the midnight oil at home.
Access is 24/7 anywhere your phone works.
You can have statements faxed to you.
Transfer funds within the bank, or place a stop–pay order.
It is a toll-free number and is free to use from the bank.
We employ the latest PIN-based security.
(877) 652-4888 (Ojai888)

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Online Corporate Cash Management
Our Corporate Cash Management online banking system offers large businesses the flexibility of online banking with additional features to manage your transactions. All transactions are posted the same day, in real time, and current information is always available.

A unique and flexible aspect of our Corporate Cash Management online system is the ability to assign separate security levels for different personnel – You might authorize an accounting clerk to perform inquiries, but not move money, whereas the CFO would be allowed to do both. It’s easy and secure.

Our online Corporate Cash Management system has a wide variety of features and is also user friendly. You can stop payments, make a wire transfer, originate debit or credit (ACH) payments, send payroll direct deposits for your employees, make electronic payments to the IRS and Franchise Tax Board, retrieve a check image or print up to 18 months of statement history. Our Corporate Cash Management system brings efficiency to your fingertips.

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Other Available Services

• Wire Transfers (domestic/International)
• Treasury Tax and Loan Deposits
• TeleBank
• Safe Deposit Boxes
• Money Orders
• Legal Trust Accounts
• Foreign Exchange
• Foreign Drafts
• Direct Deposit
• ATM Cards
• Debit Cards
• Cashiers Checks
• Money Orders
• Travelers Checks
• Automated Clearing House (ACH)
• Bank by Mail
• Bond/Coupon Collection
• United State Savings Bonds

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