Ojai Community Bank


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Ventura Community Bank (a division of Ojai Community Bank)

OCB Wins Chamber Community Service
Spirit Award

Ojai Community Bank
Voted Best Bank in Ojai: 2010, 2011, and now 2012. Thank you Ojai!

Please review the Terms and Conditions information in our branch for full details on Ojai Community Bank Products and Services.

PERSONAL CHECKING
	Personal Checking	Capital Tiered Checking	Senior Club - Seniors 55+
Description	Designed for individuals. Easily connected to our Online Banking and Bill Pay	A flexible account for individuals with a higher balance earning tiered interest	For individuals 55 years of age or greater with many free features
Features	Unlimited check writing No charge per check	Unlimited check writing No charge per check Tiered interest rates allow for potentially higher rates on larger balances.	Free checks Free Cashiers’ Checks and Money Orders Unlimited check writing No charge per check Free safe deposit box (Subject to availability)
Interest Bearing	N/A	Variable: based on daily balance and current rate.	N/A
Minimum Opening Deposit	$100	$100	$100
Minimum to Waive Fee	Fee waived with $500 minimum daily balance	Fee waived with $1,000 minimum daily balance or daily combined deposit balance of $25,000	N/A
Online Banking	FREE	FREE	FREE
Bill Pay	FREE	FREE	FREE
Our ATMs	FREE	FREE	FREE
Debit Card	FREE	FREE	FREE
Overdraft Protection	You can be linked to a savings account for overdraft protection, or apply to qualify for a overdraft line of credit.