Personal Lending

Consumer Loans
We can help with mortgages, car loans, personal loans and consolidation loans. We add our personal touch to provide the level of service you expect from your community bank.

Home Mortgages
We offer special real estate loans that can assist you with your real estate purchase or refinance. Our lending program is designed to finance both conventional and unique loans, those that do not quite fit traditional real estate loan programs. If you are seeking a real estate loan to fit your specific needs, we can help.

For more information, prequalification calculators and an online application, visit our Home Loan Center.

We also offer Equity Lines of Credit and Construction Loans. Call us for more information and we will work together to tailor a loan to meet your specific needs.

Equity Lines of Credit
Our Equity Lines of Credit are custom fitted to your needs. If you need money for education costs, home repairs, remodeling, even a wedding, our Equity Line of Credit may be the solution. We make the process simple and convenient.

• Low fees
• Competitive rates
• Attractive terms

Construction Loans
We will help you realize your dream house. Our construction loans are simple and convenient. The loan disbursement process is managed internally for better customer service.

• Up to an 18-month term
• Competitive rates and fees
• Up to 65%–70%

We are happy to visit you in your office or our nearest branch. Feel free to call or email info@ojaicommunitybank.com. We are here to partner in solutions.

Michele Henson 633-2440