Personal Savings Accounts

Personal Savings

• Interest bearing account
• $50.00 opening deposit
• Monthly service charge waived with $50.00 minimum daily balance
• Quarterly statement
• Limitations: Withdrawals are unlimited in person, but may not
  exceed six preauthorized, automatic, wire, telephone, or computer
  transfer per monthly statement cycle with no transfers by check,
  draft, or similar order to third parties.

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Money Market Account

• Interest bearing account
• $50.00 opening deposit
• Monthly service charge waived with $2,500.00 minimum daily balance
• Monthly statement
• ATM withdrawal capabilities
• Limitations: Withdrawals are unlimited in person, but may not exceed six preauthorized, automatic, wire, telephone, computer, check, draft, or similar order to third parties per monthly statement cycle.

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Certificates of Deposit and IRAs

• $100.00 opening deposit
• Competitive interest
• Additions permitted (2 years or less maturity)
• Issued for a period as short as 30 days to as long as 60 months
• Automatically renewable
• 18 month variable interest rate IRA available

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Jumbo Certificates

• $100,000.00 opening deposit
• Competitive interest
• Issued for a period as short as 30 days to as long as 60 months
• Automatically renewable

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Health Savings Account

• Interest bearing account
• $50.00 opening deposit
• No monthly service charge
• No minimum balance
• No per check charge
• Free Internet banking and bill pay

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