You can be linked to a savings account for overdraft protection, or apply to qualify for a overdraft line of credit.
CERTIFICATES OF DEPOSIT
Certificates Of Deposit and IRAs
Jumbo Certificates
Description
A variety of fixed interest rate certificates with your selection of term
18 mos. variable interest rate IRA available
An investment account for higher balances
Features
Competitive interest
Issued for a period as short as 30-days to as long as 60 mos.
Automatically renewable
Competitive interest
Issued for a period as short as 30-days to as long as 60 mos.
Automatically renewable
Interest Bearing
Based on opening balance and current offering rates
Based on current offering rates
Minimum Opening Deposit
$500
$100,000
Minimum to Waive Fee
N/A
N/A
Online Banking
FREE
FREE
1. Withdrawls are unlimited in person, but may not exceed six preauthorized, automatic, wire, telephone or computer transfer per monthly statement cycle. An excess activity fee may be charged for each debit transaction (withdrawal, automatic transfer or payment out of this account) in excess of the above limitations. Please refer to the separate fee schedule.
2. Additions permitted (2 years or less maturities.) Issued for a period as short as 30 days and as long as 60 months.) Automatically renewable.
3. Penalties may be assessed if any principal is withdrawn prior to the maturity date. The amount of the early withdrawl penalty is based on the term of the account. (see fee schedule for details) Exceptions may also apply if this is part of an IRA or other tax-deferred savings plan.
Ojai Community Bank
