Privacy Policy

Protecting the privacy and security of your personal and financial information is important to us. We recognize that your relationship with us is based on trust, and keeping financial information secure is one of our most important responsibilities. As an Ojai Community Bank customer, you can count on responsible handling of any personal information you share with us.

The following privacy policy describes how we collect and use nonpublic personal information about you, and how we maintain the confidentiality of such information.

The Information We Collect

We may collect "nonpublic personal information" about you from the following sources:

Information we receive from you on applications or other forms;
Information about your transactions with us or others; and
Information we receive from third parties such as consumer reporting agencies.

"Nonpublic personal information" is nonpublic information about you that we obtain in connection with providing a financial product or service to your. For example, nonpublic personal information includes information regarding your account balance, payment history, and overdraft history.

The Information We Disclose About You

We do not disclose any nonpublic personal information about our customers or former customers to anyone, except as permitted by law. Examples of this might include disclosures necessary to service your account or prevent unauthorized transactions.

Confidentiality and Security of Nonpublic Personal Information

We restrict access to nonpublic personal information about you to those employees who need to know that information to provide products or services to you. We maintain physical, electronic, and procedural safeguards that comply with federal standards to guard your nonpublic personal information.

Accuracy of Customer Information

At Ojai Community Bank, we believe it is important that the information we maintain about your accounts with us is as accurate as possible. We maintain internal controls to help ensure the accuracy of such information. If you believe that any such information is inaccurate or incomplete, please contact us and we will take appropriate action to correct or amend our records. You can contact us at (805) 646-9909.