Please review the Terms and Conditions information in our branch for full details on Ventura Community Bank, a division of Ojai Community Bank, products and services.
Local Business Lending
Ventura Community Bank, a division of Ojai Community Bank understands the Ventura County market. Our experienced Lending Officers work closely with its borrowers to understand the uniqueness of each client. This attention to customer detail helps us to better tailor loans to fit the customer’s specific needs. The Bank’s local decision-making process provides the necessary formula for extending unrivaled customer service.
Commercial Real Estate Loans We provide loans for the purchase or refinance of various types of commercial real estate; Mixed-use, retail, office, light industrial, commercial, and mixed-use for owner use or investment. We make the loan process easy and convenient.
Purchase or refinance
Owner-user or investment
Fixed or floating interest rate
Up to 10-year term
Business Lines of Credit – Equipment Financing – Working Capital Loans – Letters of Credit We offer competitive rates and terms on our business loans that are tailored to meet your specific needs. Lines of credit for temporary cash to support your operation; equipment financing for new or replacement assets; working capital loans for long-term use or business expansion; and letters of credit for your domestic or international transactions.
Construction Loans We help you to realize your company’s expansion; a new warehouse, offices or your own home. Our construction loans are simple and convenient. The loan disbursement process is managed internally for better customer service.
Up to 18 month term
Competitive rates and fees
Up to 65-70% advance
We are happy to visit you in your office or our nearest branch. Feel free to call or email email@example.com. We are here to partner in solutions.