To welcome our new customers to Ventura Community Bank, a division of Ojai Community Bank, we are offering two Charter Accounts. These both have Free checking options. Please call or stop by our Ventura branch for more information and to complete account forms.
We look forward to meeting you and a long and successful banking relationship.
| CHARTER ACCOUNTS |
|
Charter Personal Checking |
Charter Business Checking |
| Description |
This account is a welcome for new customers at our Ventura location |
This account is a welcome for new
customers at our Ventura location
Up to 500 transactions per month |
| Features |
No minimum balance
Unlimited check writing
No charge per check
Free Online Banking
Free Bill Pay
Free Instant Issue Visa debit card
Free checks
Free Cashier’s Checks
Free Money Orders
Free notary
E-statements available |
No minimum balance
Up to 500 transactions per month
No charge per check
Free Online Banking
Free Bill Pay
Free Instant Issue Visa debit card
Free starter checks
(Initial order up to $100)
Free Cashier’s Checks
Free Money Orders
Free notary
E-statements available |
| Opening Deposit |
$100 |
$100 |
| Monthly Maintenance Fee |
No monthly maintenance fee
when signed up
for e-statements |
No monthly maintenance fee
when signed up
for e-statements |
| Online Corporate Cash Management |
N/A |
FREE |
| Our ATMs |
FREE |
FREE |
| Other Domestic Bank ATM Surcharges |
Up to 2 surcharges reimbursed per month |
Up to 2 surcharges reimbursed per month |
| Overdraft Protection |
Available with a savings account or overdraft line of credit. |
Available with a savings account or overdraft line of credit. |
| Truth in Savings Disclosure |
| Personal Checking Account Charter |
Minimum balance to open this account: $100.
Minimum balance to avoid imposition of fees: a monthly maintenance fee will be imposed every statement cycle if the minimum daily balance falls below $500 during the cycle. This fee will be waived when signed up for this account’s e-statements. For complete information about the terms and conditions that apply to deposit accounts and services, please refer to the Your Deposit Account Agreement and Disclosures brochure. |
Basic Business
Checking Account Charter
(for businesses with fewer than 500 transactions
per month) |
Minimum balance to open this account: $100.
Minimum balance to avoid imposition of fee: a monthly maintenance fee will be imposed every statement cycle if the minimum daily balance falls below $1,000 during the cycle. This fee will be waived when signed up for this account’s e-statements. For complete information about the terms and conditions that apply to deposit accounts and services, please refer to the Your Deposit Account Agreement and Disclosures brochure. |
| Promotion Details |
Offer available only for new checking customers at our Ventura location. Offer limited to one per
customer. Offer may be withdrawn at any time and without notice. |
Ojai Community Bank