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Please read these Important Notes regarding the changes, effective December 13, 2011.


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Directors | Officers | News | Investor Relations | Financial Reports

Thank you for your interest. OCB Bancorp is a public corporation with shareholders of all sizes. We created Ventura Community Bank, a division of Ojai Community Bank, to focus efforts on providing service and reinvestment into the Ventura market and reaching out to Ventura County. We are your local Bank, with local Directors, Officers and staff, all here to stay in touch with what is most important: you, our customers.

In September 2013, the Board of Directors finalized the formation of
OCB Bancorp and completed the merger of Ojai Community Bank in to
OCB Bancorp. This transaction allowed the shareholders of the bank to transfer their ownership to the Bancorp without dilution, ownership change
or tax consequence.

The Bank believes that a bank holding company structure permits
greater flexibility in responding to evolving changes in the banking and financial services industries, including providing capital to the Bank, either through stock offerings, preferred securities issuances, debt offerings, or borrowing at terms and conditions otherwise unavailable to the Bank as a stand- alone entity.

OCB Bancorp trades under the symbol OJCB. For further information please contact Dave Brubaker, President/CEO at 805-633-2444 or at dbrubaker@ojaicommunitybank.com.

To learn more about becoming a shareholder in your local community bank, contact the investment representatives below to find out more and inquire about stock availability. As an investor, you can be proud to own a piece of your local community bank and help us make a difference.

Information on how to sell or purchase OCB Bancorp stock may be obtained through the following Market Makers:

Crowell, Weedon & Co.
Suzette Lawrence
(213) 620-1850
(800) 227-0319
Troy K. Norlander
Senior Vice President
Michael R. Natzic
Senior Vice President
(909) 584-4500
(800) 288-2811

McAdams Wright Ragen, Inc.
Joey Warmenhoven
Senior Vice President
(503) 922-4888
(866) 662-0351

Raymond James & Associates
David Perry
(415) 616-8937
(888) 317-8986

OCB Bancorp stock is publicly traded. The stock is listed on the Over the Counter Bulletin Board and our ticker symbol is OJCB. To track your OCB Bancorp, stock please click on STOCK INFORMATION.

Stock Transfer Agent
Shareholders with inquiries about their stock, lost stock certificates, or changes of address, may contact Computershare by calling (800) 962-4284 between 9:00 a.m. and 5:00 p.m. Pacific Time. Written correspondence may be sent to:

Shareholder Correspondence Address for Standard US Postal Mail
Computershare Trust Company, N.A.
P.O. Box 43073
Providence, RI 02940-3070

Shareholder Correspondence Address for Overnight/Express Mail
Computershare Trust Company, N.A.
250 Royal Street
Canton, MA 02021

Shareholder Correspondence Via Fax
Fax number: (312) 601-3212

Shareholder Correspondence Via Phone
Toll Free wthin the US: (800) 962-4284
Outside the US: (781) 575-3120

Luxury and Excessive Expenditure Policy
It is the policy of Ojai Community Bank and Ventura Community Bank, a division of Ojai Community Bank, collectively known as the Bank, to operate in a safe and sound manner and to comply with all applicable federal and state regulations. The U.S. Government passed the American recovery and Reinvestment Act of 2009 (“ARRA”) on February 17, 2009. This policy further tightens restrictions on companies receiving U.S government assistance through the Troubled Assets Relief Program (“TARP”), established in 2008 pursuant to the Emergency Economic Stabilization Act of 2008 (“EESA”). This statutory provision includes a requirement for companies to have a policy on luxury and excessive expenditures.

The Bank fully intends to comply with the provision in its entirety. While this legislation leaves the identification of “excessive” or “luxury” to the Department of the Treasury in its rule-making, the legislation acknowledges that such expenditures may include those related to entertainment, events, office and facility renovations, aviation or other transportation services, or other expenditures that are not reasonably associated with the normal course of business operations.

The bank will require Board approval on all expenditures in excess of $10,000 on any area within the bank. Results will be maintained with the official records of the bank for review and auditing purposes.

Ventura Community Bank: We're Open

Ventura Community Bank: We're Open

• Upcoming Events


September 30, 2014
3rd Quarter 2014
Shareholders Report

August 1, 2014
Eloy Ortega to Lead
Santa Barbara Community Bank

July 3, 2014
OCB Welcomes Annette Hansen

June 30, 2014
2nd Quarter 2014
Shareholders Report

May 8, 2014
OCB Bancorp Declares 5%
Stock Dividend

May 1, 2014
2013 Annual Report

March 31, 2014
1st Quarter 2014
Shareholders Report

David Sabedra joins Ojai Community Bank

April 30, 2014
OCB Bancorp Reports Gains
During First Quarter 2014

November 26, 2013
OCB Hires Scott Gibb as Commercial Credit Analyst

September 30, 2013
3rd Quarter 2013 Shareholders Report

June 30, 2013
2nd Quarter 2013 Shareholders Report

March 31, 2013
1st Quarter 2013 Shareholders Report

December 31, 2012
4th Quarter 2012 Shareholders Report

November 2, 2012
Today's Low Mortgage Rates Aren't for Everyone!

October 3, 2012
Ventura Community Bank Opens Doors

more news >>

Logo-small Ojai Community Bank
402 W. Ojai Ave.
805 646-9909 fax 805 646-9919

Logo-small Santa Paula Community Bank,
a division of Ojai Community Bank
537 W. Harvard Blvd.
phone 805 525-2137 fax 805 525-0766

Logo-small Ventura Community Bank,
a division of Ojai Community Bank
3130 Telegraph Rd.
phone 805 642-9955 fax 805 642-9956

© Ventura Community Bank, a division of Ojai Community Bank