Please review the Terms and Conditions information in our branch for full details on Ventura Community Bank, a division of Ojai Community Bank, products and services.
PERSONAL CHECKING
Personal Checking
Capital Tiered Checking
Senior Club - Seniors 55+
Description
Designed for individuals.
Easily connected to our Online Banking and Bill Pay
A flexible account for individuals with a higher balance earning tiered interest
For individuals 55 years of age or greater with many free features
Features
Unlimited check writing
No charge per check
Unlimited
check writing
No charge per check
Tiered interest rates allow for potentially higher rates on
larger balances.
Free checks
Free Cashiers’ Checks
and Money Orders
Unlimited check writing
No charge per check
Free safe deposit box (Subject to availability)
Interest Bearing
N/A
Variable: based on daily balance and current rate.
N/A
Minimum Opening Deposit
$100
$100
$100
Minimum to Waive Fee
Fee waived with $500 minimum daily balance
Fee waived with $1,000 minimum daily balance or daily combined deposit balance of $25,000
N/A
Online Banking
FREE
FREE
FREE
Bill Pay
FREE
FREE
FREE
Our ATMs
FREE
FREE
FREE
Debit Card
FREE
FREE
FREE
Overdraft Protection
You can be linked to a savings account for overdraft protection, or apply to qualify for a overdraft line of credit.
Ojai Community Bank