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ONLINE BANKING UPGRADE:
Please read these Important Notes regarding the changes, effective December 13, 2011.

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Banking Agreement | Corporate Cash Management Demo | Security Notice | Privacy Policy | Privacy Notice | Verified by Visa

Ventura Community Bank, a division of Ojai Community Bank, recognizes the importance of safeguarding the personal and financial information of all its customers and is committed to do so. It is also important to us that our customers understand the privacy issues unique to the Internet and their use of our website. Please refer to our General Privacy Policy for additional information.

FACTS WHAT DOES VENTURA COMMUNITY BANK, A DIVISION OF OJAI COMMUNITY BANK DO WITH YOUR PERSONAL INFORMATION?
Why? Financial companies choose how they share your personal information.  Federal law gives consumers the right to limit some but not all sharing.  Federal law also requires us to tell you how we collect, share, and protect your personal information.  Please read this notice carefully to understand what we do.
What?

The types of personal information we collect and share depend on the product or service you have with us.  This information can include:

  • Social Security number  and account balances                       
  • Payment history and credit history                                                   
  • Income and credit scores
When you are no longer our customer, we continue to share your information as described in this notice.
How? All financial companies need to share customers’ personal information to run their everyday business.  In the section below, we list the reasons financial companies can share their customers’ personal information; the reasons Ventura Community Bank, a division of Ojai Community Bank chooses to share; and whether you can limit this sharing.

Reasons we can share your personal  information                      Does Ventura Community Bank, a division of Ojai Community Bank share? Can you limit this sharing?

For our everyday business purposes –
such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or to report to credit bureaus

Yes No

For our marketing purposes –
to offer our products and services to you

No We do not share
For joint marketing with other financial companies No We do not share

For our affiliates’ everyday business purposes –
information about your transactions and experiences

No We do not share

For our affiliates everyday business purposes –
information about your creditworthiness

No We do not share
For nonaffiliates to market to you No We do not share

Questions? Call 805-642-9955 or go to www.venturacommunitybank.com

What We Do  
How does Ventura Community Bank, a division of Ojai Community Bank protect my personal information? To protect your personal information from unauthorized access and use, we use security measures that comply with federal law.  These measures include computer safeguards and secured files and buildings.
How does Ventura Community Bank, a division of Ojai Community Bank collect my personal information?

We collect your personal information, for example, when you

  • Open an account or make deposits and withdrawals from your account
  • Pay your bills or apply for a loan
  • Use your debit or credit card
We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.
Why can’t I limit all sharing?

Federal law gives you the right to limit only

  • Sharing for affiliates’ everyday business purposes – information about your creditworthiness
  • Affiliates from using your information to market to you
Sharing for nonaffiliates to market to you

Definitions  
Affiliates

Companies related by common ownership or control.  They can be financial and non-financial companies.

  • Ventura Community Bank, a division of Ojai Community Bank does not share with our affiliates.
Nonaffiliates

Companies not related by common ownership or control.  They can be financial or non-financial companies.

  • Ventura Community Bank, a division of Ojai Community Bank does not share with nonaffiliates so they can market to you.
Joint Marketing

A formal agreement between nonaffiliated financial companies that together market financial products or services to you.

  • Ventura Community Bank, a division of Ojai Community Bank does not jointly market.

Ventura Community Bank: We're Open

Ventura Community Bank: We're Open

• Upcoming Events

news

May 1, 2014
2013 Annual Report

March 31, 2014
1st Quarter 2014
Shareholders Report

David Sabedra joins Ojai Community Bank

November 26, 2013
OCB Hires Scott Gibb as Commercial Credit Analyst

September 30, 2013
3rd Quarter 2013 Shareholders Report

June 30, 2013
2nd Quarter 2013 Shareholders Report

March 31, 2013
1st Quarter 2013 Shareholders Report

December 31, 2012
4th Quarter 2012 Shareholders Report

November 2, 2012
Today's Low Mortgage Rates Aren't for Everyone!

October 3, 2012
Ventura Community Bank Opens Doors

more news >>

Logo-small Ojai Community Bank
402 W. Ojai Ave.
805 646-9909 fax 805 646-9919
OjaiCommunityBank.com

Logo-small Santa Paula Community Bank,
a division of Ojai Community Bank
537 W. Harvard Blvd.
phone 805 525-2137 fax 805 525-0766
SantaPaulaCommunityBank.com

Logo-small Ventura Community Bank,
a division of Ojai Community Bank
3130 Telegraph Rd.
phone 805 642-9955 fax 805 642-9956
VenturaCommunityBank.com


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